Homeowner's Insurance

A garage of a home on Ethel Street in Lake Charles lays in pieces after being destroyed by Hurricane Laura on Aug. 29, 2020.

Politics

Roofers could be banned from helping customers with insurance claims

Wesley Muller (Louisiana Illuminator)

Lawmakers are suspicious of contractors who go "door to door" to find customers after storms.

Blue tarps cover the roof of Paula Bermudez’s storm-damaged house in Galliano on Oct. 5, 2021 — six weeks after Hurricane Ida.

Coastal Desk

Fortified roof grant program is proving effective in lowering homeowner insurance rates, audit finds

Wesley Muller (Louisiana Illuminator)

Louisiana homeowners are saving 22% on annual premiums due to roof upgrades.

The Plaquemines Parish community of Ironton, along the west bank of the Mississippi River south of New Orleans, flooded heavily during Hurricane Ida in 2021.

Coastal Desk

Insurance reform worsens affordability in flood-prone Louisiana

Elise Plunk (Louisiana Illuminator)

Flood insurance is a tenet of life in water-burdened Louisiana. But skyrocketing costs of National Flood Insurance Program (NFIP) coverage are spurring significant departure from the program.

Storm-damaged furniture an debris sit outside the Galliano home of Paula Bermudez on Oct. 5, 2021 — six weeks after Hurricane Ida.

Coastal Desk

Lower fees coming to homeowner insurance in Louisiana but premiums still high

Wesley Muller (Louisiana Illuminator)

Homeowners in Louisiana will see a small discount on the fees they pay on top of their property insurance premiums this year.

Devin Davis, a candidate for Louisiana’s second congressional district, announced a plan to combat the home insurance crisis making homeownership unaffordable for communities who’ve lived here for generations.

Coastal Desk

To bring insurance companies back to Louisiana, some suggest tackling it as a federal issue

Delaney Dryfoos (The Lens)

At the height of hurricane season, Congressional candidate Devin Davis announces a plan to combat Louisiana’s home-insurance crisis. U.S. Rep. Troy Carter says he’s focused on a more apt federal concern: FEMA’s flood-hazard ratings.

Tim Temple, Louisiana's next insurance commissioner, stands in front of the state's capitol building in Baton Rouge.

Politics

Louisiana’s insurance market is in crisis. New head says less regulation is the answer

Molly Ryan

Change is coming to the Louisiana Department of Insurance as the state grapples with a deepening homeowners insurance crisis in the wake of fierce and frequent storms.